Platform capability
Account-to-Account Payments
Move funds directly between bank accounts — no card networks, no unnecessary intermediaries. Instant, low-cost transfers powered by regulated financial institution partners.
$0.10
Cost per transaction
vs. 1.5–3% on card rails
< 5s
Average settlement time
Real-time rail availability
99.97%
Platform uptime SLA
24/7 monitored infrastructure
How it works
A2A Payment Flow
Sender initiates
Auth & compliance
AML / KYC checks
Bank routing
ACH / RTP / FedNow
Funds settled
Receiver account
Confirmation
Webhook + receipt
Core features
Funds Flow
Real-time rail support
Route payments over RTP, FedNow, or same-day ACH — automatically selected based on speed and cost.
Built-in compliance
AML screening, sanctions checking, and transaction monitoring handled by our regulated partner banks.
Simple REST API
Initiate, track, and reconcile payments with a single API — SDKs available in Node, Python, and Go.
Real-time reporting
Live transaction dashboard, webhook events, and CSV exports for instant reconciliation.